Bill Kinkel, Investment Adviser Representative

Genesis Wealth Management Group, LLC

Alton & Bethalto

Big financial decisions are easier when your plan and your investments are built together.

My goal is to help you make the next right financial decision—then back it up with a coordinated plan and investment strategy. At Genesis Wealth Management Group, that means a team-based approach that pairs an Investment Advisor Representative with partnered Certified Financial Planner™ (CFP®) professionals—so you receive clear guidance and a strategy you can stick with through good markets and bad.
What you can expect:
  • A goals-based financial plan designed around your real-world decisions
  • Objective planning support from CFP® professionals
  • Ongoing investment guidance from an advisor who knows you
See if we’re a good fit—schedule a 15–30, minute discovery call.

Get Retirement Ready. We can help.

We can create a comprehensive financial plan for you. 

We help you identify and prioritize your financial goals. Then we look for opportunities to achieve your goals. Guiding you through important decisions before and after retirement.

Latest News

Articles written and published by Bill Kinkel

Should You Delay Social Security?

A Smarter Way to Think About Claiming at 62, Full Retirement Age, or 70 Deciding when to start Social Security is one of the most important retirement choices you will ever make. Claiming too early or waiting too long can affect your income for the rest of your life. While [...]

The Three Elements of Risk in Your Financial Plan

Most people describe their investing style using familiar labels like aggressive, moderate, or conservative. While these terms are common, they don’t reflect how risk actually works inside a financial plan—especially for those approaching retirement or already drawing income. A strong plan looks at risk from three key angles: your risk [...]

Why Your Estate Plan Should Start with a Financial Alignment Review

Estate planning isn’t just about wills and trusts—it’s about ensuring that every financial detail already reflects your intentions before you even sit down with your attorney. That’s where a financial alignment review comes in. Most estate attorneys offer a flat fee for legal documents, but that fee typically doesn’t include [...]

Choosing an Asset Allocation: Getting Risk Right Matters More Than You Think

When investors talk about performance, the focus often jumps straight to returns. But the decision that most determines long-term success happens before markets move—your asset allocation. Your allocation—the balance between equities, bonds, cash, and other investments—defines how much risk you take, how much volatility you’ll experience, and how confident you [...]